Then her accountant mentioned .
Six months later, Mariana used OppaBizz again — this time to offer her buyers net-60 terms without hurting her own cash flow. Her sales grew 40%. She stopped losing sleep over payment gaps. oppabizz
Her bank offered a loan — after a 3-week approval process, mountains of paperwork, and a personal guarantee on her house. Her credit card was maxed out. Factoring companies would buy her unpaid invoices, but they took 15–20% in fees. Then her accountant mentioned
“It’s a digital B2B buy now, pay later platform,” he explained. “When you sell to other businesses, OppaBizz pays you upfront — minus a small, transparent fee. Then they collect from your client later. No waiting 90 days.” mountains of paperwork