For years, users complained that Nequi’s security was too lax—specifically the fact that a SIM swap or a stolen phone could drain an account via a simple OTP (One-Time Password). The SIC sided with a user who lost millions of pesos, forcing Bancolombia to retroactively.
Nequi is safe as a transactional tool. But the court ruling changed the rules of the game. Nequi is no longer a friendly fintech; it is a scared bank defending itself against lawsuits. nequi withdraw
Never keep more money in Nequi than you are willing to lose access to for 48 hours. For years, users complained that Nequi’s security was
If you search for “Nequi withdraw” on TikTok or X (formerly Twitter), you won’t find a tutorial. Instead, you’ll find grainy screenshots of frozen accounts, frantic videos of “Saldo no disponible” (Balance not available) errors, and theories about the platform collapsing. But the court ruling changed the rules of the game
However, The platform was designed for velocity (money moving fast between friends), not storage (saving large sums). When everyone demands their money at once, the system doesn't collapse—it crashes technically.