The WSIB assigns every business a “rate group” based on risk. Roofers pay higher premiums than painters. If you told WSIB you are a “consultant” but you are actually roofing, they will reclassify you and back-charge you for two years of underpayment. Until that bill is paid, no certificate.
Then the GC asks for your WSIB Clearance Certificate. how to get a wsib clearance certificate
If you hurt a worker and you haven't paid your WSIB premiums, the WSIB can go after the GC for the full cost of the claim. The clearance certificate is the GC’s legal firewall. Who Actually Needs This Certificate? Before you run to the WSIB portal, let’s clarify the players. Not everyone needs a clearance certificate, but for those who do, it is mandatory. The WSIB assigns every business a “rate group”
You are a sole proprietor. You never hired anyone. But last year, your cousin helped you carry drywall for two days, and you paid him cash. He fell and went to the hospital. The hospital reported it. WSIB now considers him an employee. You owe premiums for those two days—plus massive penalties. No clearance until you pay. Until that bill is paid, no certificate
Here is everything you need to know about how to get one, why it matters, and the hidden traps that could freeze your business overnight. Imagine you are a framing subcontractor. You have the crew, the nail guns, and the insurance. You find a prime tender for a new condo development. The general contractor (GC) loves your pricing. You shake hands.