“Stop tracking your coffee. Start using Ramit Sethi’s Conscious Spending Plan.”
CSP’s 4 buckets: 🏠 Fixed Costs (50–60%) 📈 Investments (10%) 💰 Savings Goals (5–10%) 🎉 Guilt-Free Spending (20–35%)
Your action step: ✅ Automate investments & savings today. ✅ Spend the rest without guilt. 👉 Save this to build your CSP. 3. Short Video Script (TikTok/Reels/YouTube Shorts) [Visual: Ramit Sethi book cover, then person looking stressed at a budget spreadsheet]
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